Industry Updates

Mortgage News

Explore the latest mortgage and protection news and articles from the Coombes & Wright Mortgage Solutions team

Advice for New Buy-to-Let Landlords

Advice for New Buy-to-Let Landlords

Entering the buy-to-let market can be rewarding, providing steady rental income and long-term growth. Our experienced team guide new landlords through each decision, ensuring a strong start to your investment journey.

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Path to Homeownership

Path to Homeownership

Your Path to Homeownership: Essential Advice for First-Time Buyers Embarking on the journey to buy your first home can feel overwhelming, but it doesn’t have to be. With the right strategies, tools, and a little patience, you can turn your dream of homeownership into...

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9 Reasons to Use a Broker

9 Reasons to Use a Broker

Using a mortgage and protection broker can save you time and worry, handling everything from searching for a deal to applying and communicating with the lender on your behalf. In today's busy world, we could all benefit from having a calmer, more stress-free life, so...

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Are your Children Protected?

Are your Children Protected?

After a particularly difficult and bumpy few years and with uncertainty still on the horizon, now seems an appropriate time to review your financial situation.  This is particularly important for people with children to ensure that loved ones will be protected, no...

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Saving for a Deposit Tips

Saving for a Deposit Tips

There are many reasons why saving for a deposit is harder than ever before.  The rising cost of living, covid, and Brexit have all negatively impacted. However, getting your foot on the property ladder is not an impossible dream.  Here are some tips on saving for a...

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Basic Maths For Mortgage Borrowers

Basic Maths For Mortgage Borrowers

There are plenty of online mortgage calculators to help you figure out the likely cost of your mortgage.  It is, however, useful to understand how the calculations are worked out and the influencing factors you need to consider.  Here is a quick guide to help....

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Are You Paying Too Much For Protection?

Are You Paying Too Much For Protection?

Life insurance, mortgage protection, critical illness cover, and income protection are just a few of the protection products available. We believe having appropriate protection cover is critical to safeguard the peace of mind of families and companies. But how do you know if you’re overpaying for these?

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Protection Against Life’s Curveballs

Protection Against Life’s Curveballs

If you own your own home or are considering buying your first property, you must consider protecting it. Even if you’re renting, it is important to think about protecting your tenancy. Have a read of our blog with some useful tips.

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How To Get A Mortgage Lender To Say Yes

How To Get A Mortgage Lender To Say Yes

When it comes to getting a mortgage, preparation is key. You only get one chance to impress a lender. So, what is a lender looking for, and how do you present your application in the best possible light? Learn from the experts and find out all you need to know in our blog.

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Managing A Mortgage Post Retirement

Managing A Mortgage Post Retirement

Realistically, despite modern science’s benefits, age is more than just a number, especially when it comes to your mortgage. Read our blog and learn what retirement might mean for your mortgage and how to mitigate the risk of ticking mortgage time bomb.

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The Overlooked Costs Of Moving

The Overlooked Costs Of Moving

In one sense, completing on a property is “job done”. However, this is just the start, and there is a long list of other considerations that are, yes, you’ve guessed it – costly. Read our blog article to learn more to make sure you’re prepared…

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Parental Leave And Your Mortgage Application

Parental Leave And Your Mortgage Application

Babies are a lot of work. Parental leave is so valuable, allowing parents to concentrate on parenting. At the same time, life goes on, and new parents must keep on top of life admin and payments. Here is a quick guide to mortgaging, remortgaging and parental leave.

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Avoid The Trap Of Overpayment

Avoid The Trap Of Overpayment

You may need a mortgage for decades but you don’t necessarily have to stay on the same mortgage for all that time.  In fact, you should make periodic checks to determine whether or not you’re still on the best deal.  If you're not, you should move as quickly as...

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Mortgages and Retirement

Mortgages and Retirement

It’s lovely if you can pay off your mortgage before you retire. In reality, however, that isn’t always feasible. This means that it can be useful to look at your options for dealing with a mortgage while in retirement. Downsizing If you want to move to a smaller...

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Understanding Your Options As A First-Time Buyer

Understanding Your Options As A First-Time Buyer

Life may not be easy for first-time buyers.  You do, however, potentially benefit from several government schemes.  That said, it’s vital to understand what these mean in practice.  They have potential drawbacks as well as advantages.  With that in mind, here is a...

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The importance of updating your protection cover

The importance of updating your protection cover

Many of us lead very busy lives.  This means it’s entirely understandable that people often just leave things “ticking over” unless there’s a reason to change them.  Often, that’s not just perfectly fine, it’s very sensible.  Sometimes, however, it’s a mistake.  With...

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Are Mortgage Prisoners Finally Due to Be Released?

Are Mortgage Prisoners Finally Due to Be Released?

The saga of mortgage prisoners has been rumbling along since 2014 (when the recommendations of the Mortgage Market Review were implemented). Understandably, it has rather taken a backseat to both COVID19 and Brexit. It now appears to be back on the agenda with the...

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How To Sell A Home Quickly

How To Sell A Home Quickly

If you want to sell a home quickly, you need to figure out what potential buyers are likely to want and then show how your home can deliver it.  If you’re using a full-service estate agent, they’ll probably help a lot with this.  It can, however, still be helpful to...

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How To Get A Mortgage If You Have Poor Credit

How To Get A Mortgage If You Have Poor Credit

There are basically only three ways to get a mortgage if you have poor credit.  The first is to leverage someone else’s credit rating.  The second is to put down a bumper deposit.  The third is to repair the damage to your credit.  You may need to use a combination of...

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Can House Prices Keep Rising?

Can House Prices Keep Rising?

With the Stamp Duty Holiday winding to a close, it’ll soon be time for the housing market to go back to standing on its own two feet.  It’s always managed this pretty well in the past.  Can it keep ploughing ahead now? The drivers behind house-price growth Since July...

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