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ABOUT COOMBES & WRIGHT MORTGAGE SOLUTIONS

Local, flexible, friendly advice

Coombes & Wright Mortgage Solutions is an award-winning mortgage & protection broker providing local, flexible, friendly advice. Exceptional customer service is at the heart of everything we do. We simplify securing and completing your mortgage and protection cover from initial enquiry to completion. Our flexible and friendly format is built around you. We ensure you get professional advice, without jargon, at a pace and time to suit your needs.

Who We Are

Our History

Our company was started in 2014 by experienced mortgage industry professionals Michael Coombes and James Wright. Over the years, our team has grown and expanded locations. Our head office is in Brookmans Park, Hatfield, and we have advisers in Potters Bar and St Albans, Abbots Langley and Cheshunt in Hertfordshire, in London, and Dover and Canterbury in Kent.

Meet The Team

Our team has over 180 years of combined property and mortgage industry experience. Jointly, we have helped and advised thousands of people at all levels of the property ladder.

Get in touch with us today to learn how we can provide you with flexible and friendly mortgage and protection advice.

CWMS Mortgage Advisors Map in Brookmans Park Chestnut Hatfield Abbots Langley Dover Kent Canterbury St Albans Potters Bar Hertford

Award-Winning Broker

We’re proud to be an award-winning mortgage & protection broker, recognised for the quality service we provide to our clients.

Quality Firm of the Year Mortgage Broker Hertfordshire Coombes & Wright Mortgage Solutions
Mortgage Firm of the Year Mortgage Broker Hertfordshire Coombes & Wright Mortgage Solutions
Award winning Mortgage Broker Hertfordshire Coombes & Wright Mortgage Solutions
Award winning Mortgage Broker Hertfordshire Coombes & Wright Mortgage Solutions

Brookmans Park, Hatfield, Potters Bar and St Albans Team

Michael Coombes BA (Hons)

Michael Coombes BA (Hons)

Director / Mortgage & Protection Adviser

07956 506106

Based in St Albans, our co-founder and director Michael has more than 25 years of financial services experience. Before starting Coombes and Wright Mortgage Solutions, Michael worked within the corporate environment providing mortgage and protection advice.

“My role is often more than just processing a mortgage application. We’re dealing with people’s dreams and their homes. I think it is essential to cut through the jargon and focus on what is important to each individual client.”

James Wright Adv CeMAP, CeRER

James Wright Adv CeMAP, CeRER

Director / Mortgage & Protection Adviser

07947 822620

James is one of our co-founders and the Wright half of Coombes & Wright Mortgage Solutions. With over 20 years of industry experience, he has an impressive bank of mortgage and protection knowledge, expertise, and local connections.

“I’m all about straightforward communication. My priorities are to listen, problem-solve, be flexible and provide a personal service every time with a friendly, helpful attitude.”

Abbots Langley Team

Dean Tomlinson CeMAP

Dean Tomlinson CeMAP

Mortgage & Protection Adviser

07717 160005

Dean expertly manages our Abbots Langley office. He worked as an estate agent since 2005 and later became a Mortgage & Protection Adviser in 2019. Due to his extensive property industry experience, he offers his clients a holistic advice service.

“I feel pride whenever a client recommends me to a friend, family or colleague. I love being the “go-to” contact for my clients when they need assistance related to their property purchasing, mortgage or protection needs. Many clients continue to come back to me time and time again.”

Dover Team

Louise Scrivener CeMAP Levels 1, 2 & 3

Louise Scrivener CeMAP Levels 1, 2 & 3

Mortgage & Protection Adviser

07584 220435

Louise is our Dover-based Mortgage & Protection Adviser, helping Kent homeowners with her extensive experience and friendly, professional style.

“I’m there for my clients from start to finish, advising and guiding, always on hand when needed during the sometimes stressful process of buying a property or remortgaging. My priority is to make the whole process as seamless as possible.”

Canterbury Team

Damon Hoford CeMAP

Damon Hoford CeMAP

Mortgage & Protection Adviser

07984 769419

Damon is our Canterbury-based Mortgage & Protection Adviser. Over his 15+ year career, he has helped hundreds of homeowners and property investors with his exceptional knowledge and can-do attitude.

“It gives me a sense of pride knowing I have helped people realise their dream home or made savings across the term of their mortgage. I’m renowned for my friendly and amenable approach to life, especially at work. I take time to get to know my clients and understand their needs and circumstances. There’s no one size fits all approach for me.”

Greenford and West London Team

Dara Scefi BSc and CeMAP

Dara Scefi BSc and CeMAP

Mortgage & Protection Adviser

07947 686300

Dara has worked as a Mortgage Adviser since 2005 and was an estate agent before that. With more than two decades of experience, he has gained invaluable knowledge, which he shares with his clients to steer them through their mortgage and property buying journey. Dara is our Mortgage Broker based in Greenford, West London and has extensive knowledge of the Ealing, Harrow and Brent boroughs and surrounding areas.

“My mission is to provide the kind of service that I would wish to receive if I was applying for a mortgage. Whether you are considering getting on the property ladder for the first time or a seasoned investor, I am here to help you sail through the journey stress-free.”

Cheshunt Team

Michelle Clack, CeMAP

Michelle Clack, CeMAP

Mortgage & Protection Adviser

07960 240780

Working in the Cheshunt area of Hertfordshire, Michelle has over 25 years of experience assisting homeowners to secure new mortgages and protection products. CeMAP qualified, she is committed to finding great deals and offering expert advice to save clients time and stress. She guides her clients with clear, non-jargon explanations and is friendly, approachable and flexible.

“I get huge personal satisfaction knowing I’ve helped clients onto the property ladder, remortgage or to move home, and I often continued to look after them for many years afterwards. It’s great to receive positive reviews and recommendations from their friends and family.”

Client Support Team

Our dedicated client support team members are invaluable to Coombes & Wright Mortgage Solutions. Working with all our Advisers across all locations, they seamlessly facilitate the smooth processing of mortgage applications and protection cover, progressing cases to completion with their friendly and diligent client liaison.

Daryl-Lee Linskey

Daryl-Lee Linskey

Client Support

Hemini Shah

Hemini Shah

Client Support

Coombes & Wright Mortgage Solutions Ltd
Excellent
5.0
Based on 547 reviews
review us on
Sumo F
We've worked with James several times and Ive recommended him to multiple family members and friends. He's worth every penny, especially since he keeps excellent communication and offers every assurance and response to our many enquiries. We will definitely continue to work with him in the future when we remortgage.
Response from the owner: Thank you for taking the time to add such a positive review. We are really pleased that you have been happy with the ongoing support you have received by James & CWMS. We look forward to working together in the future and wish you all the best in your new home. 🏡
Bunyamin K.
Really great service, was very supportive with my first home purchase. And was very accommodating when we had to make certain changes to the policy.
Response from the owner: Thank you for taking the time to add your review Bunyamin. Wishing you all the very best in your new home 🏡
Sophie L.
I had an excellent experience with James. He gave his honest, practical advice and I felt he truly did his best to find me the most worthwhile mortgage deal. With a very drawn out transaction process, his patience was also kindly appreciated!
Response from the owner: Thank you for taking the time to add your review Sophie. Wishing you all the best in your new home from the team at CWMS 🏡
Dan H.
James was fantastic, and proactive, in guiding us through our new mortgage application at a time of rising rates.Great knowledge, great customer service and great advice.Highly recommended
Response from the owner: Thank you for taking the time to add your review Dan. We always do our very best to deliver a good service and get the best outcomes for clients so are really pleased to hear you feel we have done this for you. 🏡
Sanjay P.
Great service from James and team. CWMS helped us find a product that works for us and they handled the applications smoothly. Good communication.
Response from the owner: Thank you for the positive feedback Sanjay. We look forward to helping you again in future. 🏡
Esmé N.
James advised us on the mortgage of our first home and made what is often an incredibly daunting experience a seamless and accessible one. I cannot stress enough just how helpful James was - always reachable, answered every question comprehensively, was never pushy and we didn't once feel rushed. Given the current climate, James found us a great mortgage and we have moved into our first home with not a single worry about that aspect; it was all sorted for us well in advance of moving in. James also sourced our life insurance which was another huge task - he explained every step and again, found us a competitive deal. Couldn't recommend CWMS more, and if I could give them six stars, I would! And a shoutout to Daryl-Lee for being a trusted pair of hands and always being on hand to manage any concerns we had. A great team providing a great service. Thank you so much!
Response from the owner: Thank you for taking the time to add such a positive review Esme. We really do try to deliver the best possible client outcomes and to see that you feel we have achived this is very rewarding. We look forward to working with you and your friends and family in the future. Wishing you & Robbie all the very best in your new home. 🏡
Rachel Y.
I had the pleasure of working with James to secure my mortgage. Being an expat, I wasn't sure what to expect with the whole house buying process in the UK. But, James was really helpful and thoughtful throughout the whole process. I had loads of questions and was quite anxious at times and this is where James' experience helped immensely. James also followed up with me in every stage of the house purchase process when I had many things that I needed to worry about. Thank you very much James and the team.
Response from the owner: Thank you for adding such positive feedback Rachel. It was a pleasure working and helping you with your new purchase in the U.K. and we wish you all the very best in your new home. I look forward to helping you again the future 🏡
Hunter T.
I recently used Michelle Clack at CWMS to remortgage a investment property as a referral from a friend who had previously used Michelle. As an overseas landlord it was not a straightforward process but Michelle really was amazing. She was extremely patient with the various challenges that were presented and guided me through the remortgage every step of the way. I was regularly updated and she kept everyone involved in the process accountable and on-task... I seriously could not have completed this process without her and will definitely use again!! A huge asset to CWMS.
Response from the owner: Thank you for taking the time to add your review. Client feedback is so important to us so we appreciate you taking the time to add your comments. We look forward to working with you in future 🏡
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Client Reviews

Many of our clients come to Coombes & Wright Mortgage Solutions by referral from a family member, friend or colleague. There is no higher praise than a trusted personal recommendation. 

We’re immensely proud of our consistently positive client feedback. Have a read for yourself, and if you’re already a Coombes & Wright client, we’d love to hear your comments.