ABOUT COOMBES & WRIGHT MORTGAGE SOLUTIONS

Local, flexible, friendly advice

Coombes & Wright Mortgage Solutions is an award-winning mortgage & protection broker providing local, flexible, friendly advice. Exceptional customer service is at the heart of everything we do. We simplify securing and completing your mortgage and protection cover from initial enquiry to completion. Our flexible and friendly format is built around you. We ensure you get professional advice, without jargon, at a pace and time to suit your needs.

Who We Are

Our History

Our company was started in 2014 by experienced mortgage industry professionals Michael Coombes and James Wright. Over the years, our team has grown and expanded locations. Our head office is in Brookmans Park, Hatfield, and we have advisers in Potters Bar and St Albans, Abbots Langley and Cheshunt in Hertfordshire, in London, and Dover and Canterbury in Kent.

Meet The Team

Our team has over 180 years of combined property and mortgage industry experience. Jointly, we have helped and advised thousands of people at all levels of the property ladder.

Get in touch with us today to learn how we can provide you with flexible and friendly mortgage and protection advice.

CWMS Mortgage Advisors Map in Brookmans Park Chestnut Hatfield Abbots Langley Dover Kent Canterbury St Albans Potters Bar Hertford

Award-Winning Broker

We’re proud to be an award-winning mortgage & protection broker, recognised for the quality service we provide to our clients.

Quality Firm of the Year Mortgage Broker Hertfordshire Coombes & Wright Mortgage Solutions
Mortgage Firm of the Year Mortgage Broker Hertfordshire Coombes & Wright Mortgage Solutions
Award winning Mortgage Broker Hertfordshire Coombes & Wright Mortgage Solutions
Award winning Mortgage Broker Hertfordshire Coombes & Wright Mortgage Solutions

Brookmans Park, Hatfield, Potters Bar and St Albans Team

Michael Coombes BA (Hons)

Michael Coombes BA (Hons)

Director / Mortgage & Protection Adviser

07956 506106

Based in St Albans, our co-founder and director Michael has more than 25 years of financial services experience. Before starting Coombes and Wright Mortgage Solutions, Michael worked within the corporate environment providing mortgage and protection advice.

“My role is often more than just processing a mortgage application. We’re dealing with people’s dreams and their homes. I think it is essential to cut through the jargon and focus on what is important to each individual client.”

James Wright Adv CeMAP, CeRER

James Wright Adv CeMAP, CeRER

Director / Mortgage & Protection Adviser

07947 822620

James is one of our co-founders and the Wright half of Coombes & Wright Mortgage Solutions. With over 20 years of industry experience, he has an impressive bank of mortgage and protection knowledge, expertise, and local connections.

“I’m all about straightforward communication. My priorities are to listen, problem-solve, be flexible and provide a personal service every time with a friendly, helpful attitude.”

Abbots Langley Team

Dean Tomlinson CeMAP

Dean Tomlinson CeMAP

Mortgage & Protection Adviser

07717 160005

Dean expertly manages our Abbots Langley office. He worked as an estate agent since 2005 and later became a Mortgage & Protection Adviser in 2019. Due to his extensive property industry experience, he offers his clients a holistic advice service.

“I feel pride whenever a client recommends me to a friend, family or colleague. I love being the “go-to” contact for my clients when they need assistance related to their property purchasing, mortgage or protection needs. Many clients continue to come back to me time and time again.”

Dover Team

Louise Scrivener CeMAP Levels 1, 2 & 3

Louise Scrivener CeMAP Levels 1, 2 & 3

Mortgage & Protection Adviser

07584 220435

Louise is our Dover-based Mortgage & Protection Adviser, helping Kent homeowners with her extensive experience and friendly, professional style.

“I’m there for my clients from start to finish, advising and guiding, always on hand when needed during the sometimes stressful process of buying a property or remortgaging. My priority is to make the whole process as seamless as possible.”

Canterbury Team

Damon Hoford CeMAP

Damon Hoford CeMAP

Mortgage & Protection Adviser

07984 769419

Damon is our Canterbury-based Mortgage & Protection Adviser. Over his 15+ year career, he has helped hundreds of homeowners and property investors with his exceptional knowledge and can-do attitude.

“It gives me a sense of pride knowing I have helped people realise their dream home or made savings across the term of their mortgage. I’m renowned for my friendly and amenable approach to life, especially at work. I take time to get to know my clients and understand their needs and circumstances. There’s no one size fits all approach for me.”

Greenford and West London Team

Dara Scefi BSc and CeMAP

Dara Scefi BSc and CeMAP

Mortgage & Protection Adviser

07947 686300

Dara has worked as a Mortgage Adviser since 2005 and was an estate agent before that. With more than two decades of experience, he has gained invaluable knowledge, which he shares with his clients to steer them through their mortgage and property buying journey. Dara is our Mortgage Broker based in Greenford, West London and has extensive knowledge of the Ealing, Harrow and Brent boroughs and surrounding areas.

“My mission is to provide the kind of service that I would wish to receive if I was applying for a mortgage. Whether you are considering getting on the property ladder for the first time or a seasoned investor, I am here to help you sail through the journey stress-free.”

Cheshunt Team

Michelle Clack, CeMAP

Michelle Clack, CeMAP

Mortgage Adviser

07960 240780

Working in the Cheshunt area of Hertfordshire, Michelle has over 25 years of experience assisting homeowners to secure new mortgages. CeMAP qualified, she is committed to finding great deals and offering expert advice to save clients time and stress. She guides her clients with clear, non-jargon explanations and is friendly, approachable and flexible.

“I get huge personal satisfaction knowing I’ve helped clients onto the property ladder, remortgage or to move home, and I often continued to look after them for many years afterwards. It’s great to receive positive reviews and recommendations from their friends and family.”

Client Support Team

Our dedicated client support team members are invaluable to Coombes & Wright Mortgage Solutions. Working with all our Advisers across all locations, they seamlessly facilitate the smooth processing of mortgage applications and protection cover, progressing cases to completion with their friendly and diligent client liaison.

Daryl-Lee Linskey

Daryl-Lee Linskey

Client Support

Hemini Shah

Hemini Shah

Client Support

Coombes & Wright Mortgage Solutions Ltd
Excellent
5.0
Based on 448 reviews
review us on
Sam M.
We recently completed on our first home and cannot thank James enough for his support and guidance through the process! As first time buyers we had little to no idea about mortgages and James explained the process from start to finish.Our purchase is our dream home and if we hadn't beat the stamp duty changes it would have been out of our grasp. James worked quickly, openly and professionally throughout the process. With his help we now have the mortgage and insurance right for us.We will definitely be returning to CWMS when we come to renew our mortgage and look forward to work with them again!
Biba K.
James was incredibly helpful. He went above and beyond to explain everything in detail to me, fixed me up with an excellent solicitor and was super transparent throughout the process.
Response from the owner: Thank you for taking the time to add your great feedback. We are really pleased that you have been happy with the service and look forward to helping you and your friends / family in future 💙🏡🧡
Marcus P.
Highly recommend Michael, so helpful and efficient with his work.Would recommend to anyone looking for a mortgage broker.
Response from the owner: Thank you for taking the time to add your positive review. We look forward to helping you, your friends and family in future. 💙🏡🧡
Mira M.
Working with Michelle Clark was a fantastic experience!I have been working with Michelle help for a last 6 years.Her knowledge in mortgage field is endless. She always has a solution when I thought that nothing is possible. Michelle will always find the best mortgage option with a good interest rate and made it possible thanks to her outstamding, out-of-box creative thinking.The mortgage process was made seamless, with constant communication and in-depth knowledge made everything clear and manageable. Thanks to her efforts, I secured a great rate!I would highly recommend Michelle Clark to anyone looking for a creative mortgage advisor—thank you Michelle for your exceptional service!Without you I could not do it
Response from the owner: Thank you for taking the time to add your review of the service received by Michelle. We strive to deliver the best possible customer experience at CWMS so it’s great to see when we deliver on this. We look forward to helping you, your friends & family in future. Thanks 🧡🏡💙
Troy B.
Absolutely outstanding experience! Damon at Coombes and Wright supported us every step of the way through getting a mortgage and the property we wanted. Went above and beyond to make sure one of lifes biggest challenges of moving house, was as stress free as possible. Reliable, down to earth and being meticulous in his work ment that we were empowered but never overwhelmed. He achieved what we thought wasn't possible and did not stop until we had the keys in our hand. A truly outstanding experience! Thank you!
Response from the owner: Thank you for taking your time to add your review. We are really pleased that you have been happy with the servcie provided by Damon & CWMS. We very much look forward to working with you and your family / friends in the future. 🏡
Marcin G.
Year 2025 and we are back with James @ Coombes& Wright to be provided with an outstanding service. It's been our fifth time when we've asked for help with remortgage on our property. Everything was as smooth and easy as usual. You will get best customer service with C&W and never left with any questions unanswered. Special thanks to Hemini Shah who was exceptionally helpful when we've come across some problems with filling up forms for solicitors. She's made all so simple and clear for us and was super prompt to answer any of our questions.I highly recommend their services to anyone who wants a piece of mind and a best possible custom deal for all you mortgage and insurance deals.We will be back at C&W again when the remortgage time comes. Thank you your help once again
Response from the owner: Thank you Marcin. A pleasure working with you once again. We look forward to helping in the future 🏡
rohit K.
James was an amazing and professional mortgage broker.As first time buyers we really like that he gave us an initial clear overview of the whole process so we knew what to expect.Then he guided us throughout the journey of getting our mortgage.He kept us informed as our progress was made and also checked-in during the buying process. He was recommended by a friend and based on our experience of his work we have since also recommended him to others.
Response from the owner: Thank you for the feedback Rohit. We are so pleased that you have received the service we always strive to achieve. We wish you all the very best in your new home and look forward to working with you again in the future 🧡🏡💙
jasmine N.
I just went through a remortgage process with Michelle and I wanted to say what a fantastic service I received throughout the entire process. At times, it was quite stressful but I'm so grateful Michelle was there to guide me through it. Michelle was friendly, professional and reassuring throughout and able to troubleshoot very quickly. She responded promptly and helpfully to all my concerns and queries. It was really a 5 star stellar service and I would not hesitate to recommend Michelle or use her again! Thank you so much Michelle!
Response from the owner: Thank you for taking the time to add your review. We are really pleased that you have been happy with the service provided by Michelle and look forward to helping you and your friends and family in the future. 💙🏡🧡
js_loader

Client Reviews

Many of our clients come to Coombes & Wright Mortgage Solutions by referral from a family member, friend or colleague. There is no higher praise than a trusted personal recommendation. 

We’re immensely proud of our consistently positive client feedback. Have a read for yourself, and if you’re already a Coombes & Wright client, we’d love to hear your comments.